The repair costs of the opposing insurance company refunded only if not total loss present. Of a so-called economic total loss is when the repair costs exceed the replacement value of the vehicle before the accident by more than 30%.
The victim, it is within the limits of economic rationality that is free in principle, how or whether he restores the state before the accident at all. If the damage is not resolved, however, can be brought to the repair costs to be calculated in the calculation of damages do not include VAT in approach.
assessment costs
The cost of an expert for an opinion are reimbursable costs, as they at the 2 after § 249 para 1 BGB are necessary restoration work to the extent that assessment is necessary and appropriate. With only minor damage, an estimate of a car -. Workshop be obtained
LEGAL COSTS
The legal costs of the injured are in principle covered by the insurance caused the accident to take over. They are among the necessary damage repair costs.
you have a traffic insurance (eg ADAC, DEKRA, ARAG, etc.), so does this regularly to pay the lawyer.
CAR COSTS
The victim may also make the cost of the rental claim. The claim is mainly during the repair. As with the loss of use, however, provided that use of will and opportunity exist for the use of cars.
LOSS OF USE
If the victim waived a car, he is entitled to compensation for loss of use. The amount of the compensation amount depends on the car category of the damaged vehicle. Leads to a self-repair by, then the claim on loss of use depends on whether you can prove that you were actually prevented during the self-repair in the use of the vehicle.
MERKANTIL inferiority T
In an accident claim to differentiate between the so-called. "Mercantile inferior" and "technical impairment". Due to the damage caused to the vehicle it must be referred to the sale as "Damage". The car does so because of the accident, a lower market value. This reduced value is called the mercantile reduced value. If the vehicle after the repair, even irreparable damage have left or are no longer the same reliable, technically inferior, then, this is called a technical impairment.
OTHER COSTS
+ towing costs
+ to - and departure costs
PAIN MONEY
In the case of traffic accidents not only on the fault of the other party are required, but also in so-called facts threat (operational risk) in damages. If the injured person contributed to the accident, said the damages claim is to reduce the degree of contributory negligence.
amount of the damages claim
It is not possible for individual violations are general statements create the appropriate damages height. In determining the damages amount, the duration and severity of the harm or of suffering the pain, the duration of the leave and the hospital stay, number of surgical procedures, feared and expected damages , physical and psychological effects and the age and occupation of the injured taken into account.
serve as a guide to decision collections based smart money tables. Based on such assistance, a lawyer determine an appropriate amount. The decisions are part of more than 20 years old. In that regard needs to find the inflation taken into consideration.
addition to the medical expenses should not be overlooked in the settlement of claims eligible damage items such as financial management, claims, travel expenses to the doctor and also the loss of earnings claims.
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